A lighter payment
The choice is yours
Affirm lets you pay in flexible installments. Shop now and pay at your own pace with no hidden fees, so you can get what you love without compromising your budget.
Affirm Pay in 4
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
- No interest or fees
- No impact on your credit score
- Set up easy, automatic payments
Monthly Payments
Choose monthly installments. Perfect for bigger ticket items.
- No hidden fees—ever
- What you see is what you pay
- Set up easy, automatic payments
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No credit impact
Checking your eligibility is quick and easy—and it won’t ding your credit.
Get set up in minutes
Setting up Autopay is easy, so the only thing you’ll have to do is enjoy your purchase.
No hidden fees – ever
That’s why over 1 million shoppers trust Affirm.
1. Fill your cart
Buy your favourite bike and select Affirm at checkout. Then enter a few details for an instant decision. We do a soft credit check when you apply for an Affirm payment plan. This won’t impact your credit score.
2. Choose how to pay
Select your payment plan, then confirm your loan. We’ll never charge more than you see up front.
For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 or pay over 3 ($333/mo), 6 ($166/mo) or 12 ($83/mo) months from 0-32% APR (subject to provincial regulatory limitations). Please see table for more details.
3. Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
The table below is representative of credit and terms offered by Affirm Canada
| Purchase Amount | Monthly Payment | Number of Payments | Total Interest Charges | Total Processing Fees | Total Cost of Borrowing | Total Repayment Amount | Credit Rate |
|---|---|---|---|---|---|---|---|
| $1,000 | $166.67 | 6 | 0 | 0 | 0 | $1,000 | 0% |
Example of a $1,000 purchase at 0% interest over 6 month period. Downpayment may be required.
The table below is representative of credit and terms offered by Affirm Canada
| Purchase Amount | Monthly Payment | Number of Payments | Total Interest Charges | Total Processing Fees | Total Cost of Borrowing | Total Repayment Amount | Credit Rate |
|---|---|---|---|---|---|---|---|
| $3,000 | $250 | 12 | 0 | 0 | 0 | $3,000 | 0% |
Example of a $3,000 purchase at 0% interest over 12 month period. Downpayment may be required.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works
